Home equity loans are perfect for home improvements, remodeling
or room additions. You can even pay off your debts or just
get cash. Some lenders can even qualify you for up to 125%
of your equity. Now is the best time to get the best possible
to Home Equity?
advice? Want to apply online or simply speak to an expert
over the phone? Whatever you need money for, we can
help with a home equity line of credit!
money for home renovations? Get started in 30 seconds!
variety of home equity lines of credit and loans with flexible
features. Using the equity in your home can be an intelligent
way to meet both your short-term financing needs and long-range
Equity" is defined as the part of a home's
value that the mortgage borrower owns outright; the difference
between the fair market value of the home and the principal
balances of all mortgage loans.
is defined as a loan based on the amount of equity a homeowner
has in the property. The interest paid on a home equity loan
is usually deductible. Unlike a home equity line of credit,
the home equity loan features a fixed rate, payment and term,
usually five to 15 years.
about lines of credit, loans and the top uses of home equity.
Once you know the basics, compare the full range of accounts
they offer to help you meet your specific needs at the lowest
Equity Options... en
can convert your line of credit balance from a variable to
a fixed interest rate with fixed monthly payments, take advantage
of other flexible payment choices and conveniently manage
your finances based on your individual needs all with
a single application. Quick comparison:
Equity Line of Credit
one time purchase when you know exactly how much money
you need upfront, and you dont anticipate needing
additional financing in the near future.
expenses, when youre not sure exactly how much you
need and when youll need it.
monthly payments of interest and principal.
additional principal at any time during the term of
only on the line of credit (during the draw period)
generally lower than loan payments.
principal at any time during the term of the line of
any remaining balance to a fixed-rate advance with fixed
the entire amount of the loan upfront.
only the funds you need at the time you need them without
having to reapply during the term of the line of credit.
Equity accounts come with the benefits of potential tax advantages
(consult your tax advisor), secure online application status,
secure online account management, and optional payment protection
home equity loan specialist can always help answer your questions.
you can do with the money from your home's equity?
best options are up to you. The majority of home owners will
use a home equity loan for debt consolidation, like creating
one payment to take care of all that credit card debt. Some
people have racked up so much credit card debt they often
turned to home equity to ease the burden. Doing this can significantly
reduce your monthly interest charges, allowing you to save
or invest that much more money.
loans are also used for a wide variety of other purposes,
such as home improvements. Making upgrades and repairs to
a house has aesthetic benefits by making your home safer or
more comfortable to live in. It can also increase the fair
market value of your house. That's why many homeowners make
home-equity financed improvements with an eye toward selling
are also used for medical expenses, education, emergencies
and big-ticket purchases. An equity loan can be a godsend
if you are hit with thousands of dollars in medical bills
or you lose your job. Tax advantages and lower interest rates
also make equity loans a smart way to finance a new car, motorcycle
or some other high-price purchase.
Want to apply online or simply speak to an expert over the
Equity del hogar... english?
hogar es fuente de orgullo y confort. Pero, ¿sabía
usted que posiblemente Es su mayor activo personal también?
compare interest rates puede ayudarle a sacar el máximo
provecho de este importante recurso.
asesor de préstamos en 5 pasos puede ayudarle a encontrar
El producto Equity del hogar adecuado y la tasa más
de crédito o préstamo Equity del hogar...
Home equity loans and
mortgages now available to all residents in...
these urban areas...
New York, Los Angeles, Chicago, Houston, Philadelphia, Phoenix,
San Diego, Dallas, San Antonio, Detroit, San Jose, Indianapolis,
San Francisco, Jacksonville, Columbus, Austin, Memphis, Baltimore,
Milwaukee, Boston, El Paso, Nashville, Denver, Seattle, Washington,
Charlotte, Fort Worth, Portland, Las Vegas, Tucson, Oklahoma
City, New Orleans, Cleveland, Long Beach, Albuquerque, Kansas
City, Fresno, Virginia Beach, Atlanta, Sacramento, Mesa, Oakland,
Tulsa, Omaha, Minneapolis, Colorado Springs, Miami, Honolulu,
St Louis, Wichita, Santa Ana, Arlington, Anaheim, Pittsburgh,
Cincinnati, Toledo, Tampa, Buffalo, St Paul, Aurora, Corpus
Christi, Raleigh, Newark, Lexington Fayette, Anchorage, Riverside,
Louisville, St Petersburg, Bakersfield, Stockton, Birmingham,
Jersey City, Norfolk, Bloomington, Branson, Charleston, Columbia,
Daytona Beach, Ft Lauderdale, Greenville, Irving, Jackson,
Kissimmee, Louisville, Miami Beach, Myrtle Beach, Orlando,
Richmond, Rochester, Salt Lake City, Savannah, Scottsdale,
and equity lines of credit are subject to credit verification.
Although a debt consolidation loan may lower your monthly
payments, it may increase the number of monthly payments and
increase the amount paid over the term of the loan.
are committed to national education programs to help consumers
make better-informed mortgage loan decisions. Among others,
the organizations promote responsible lending practices and
expand opportunities for customers mortgages. Leadership Conference
on Civil Rights (LCCR), Association of Community Organizations
for Reform Now (ACORN), Greenlining Institute, National Community
Reinvestment Coalition (NCRC), National Fair Housing Alliance
(NFHA), National Association of Neighborhoods (NAN), Los Angeles
Center for Law and Justice and Citizens for Community Improvement
(CCI ) .