HOME MORTGAGE CENTER

Our new mortgage services are absolutely free and may save you thousands of dollars on high interest charges and monthly payments. You'll find that our loans are easier to qualify for, and our interest rates are very competitive.

You can lower your monthly payments, consolidate high-interest debt or make home improvements while mortgage rates are still low.

Try our mortgage calculator or let us help build your dreams with one of our popular mortgage products!

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Get your FREE no-obligation quote for...

• Purchase of a new home!
• Refinance and take cash-out!
• Debt Consolidatation Loan!

Our lenders provide you with the best loan even if you have...

• Hard to prove income. They have home loans that don't require traditional income documentation.
• Too much existing debt. Conventional lenders will turn you down if they think you have too much debt. Their flexible lending standards let them look at you as an individual.
• Less-than-perfect credit. They specialize in debt consolidation even if your credit is not perfect. You're not alone. They can help.
• Bankruptcy or Foreclosure. Even if you've had a bankruptcy or foreclosure in the past, they'll work hard to help you get the cash you need.

Refinancing and consolidating your debt loans can lower the total amount you pay out each month. Ask us for a free quote and you can even arrange to remortgage for extra cash. The best options for you may vary but here are some reasons:

• Consolidate your high-interest debt. Consolidate high-interest debt such as credit cards. Your overall monthly payments will be reduced and may even be tax deductible.
• Get extra cash. Refinancing can give you extra cash for the things you've always wanted to do. Like taking that long-deserved vacation, or paying for a college education. It's your choice.
• Home Improvement Loans. Refinancing a mortgage to fix the roof, purchase new kitchen cabinets, or remodel to increase the value of your home.
• You'll get your money fast. Refinance / remortgage and they can close your loan in days, not months.
• The care you want. The service you deserve. Your mortgage specialist will take care of you through every step of the loan process - from application to approval.

"Mortgage" is defined as A legal agreement that uses property as collateral to secure payment of a debt. The legal agreement means that when a mortgage is on a house, the lender can take possession of the house if the borrower stops making payments.

Besides the standard fixed-rate and adjustable-rate mortgages, there are other types of mortgages and ways to finance a home while looking for the lowest rates.

Some of the other types of mortgages include:

• Debt Consolidation
• Second Mortgage
• Home Equity
• Home Improvement
• First Mortgage
• Refinance
• Purchase
• Cash Out
• Jumbo Mortgage
• FHA Streamline
• VA Streamline
• No Equity Loan
• 125% Second Mortgage
• 100% Second Mortgage
• 80% Second Mortgage
• Fixed Rate Mortgage
• Adjustable Rate Mortgage
• Commercial Loan
• Construction Loan
• Assumable mortgages
• Two-step mortgages
• Subprime mortgages
• Biweekly mortgages
• Balloon mortgages Seller financing

Fill out our easy loan request form and a local mortgage specialist will contact you about your loan options.

and these urban areas...

New York, Los Angeles, Chicago, Houston, Philadelphia, Phoenix, San Diego, Dallas, San Antonio, Detroit, San Jose, Indianapolis, San Francisco, Jacksonville, Columbus, Austin, Memphis, Baltimore, Milwaukee, Boston, El Paso, Nashville, Denver, Seattle, Washington, Charlotte, Fort Worth, Portland, Las Vegas, Tucson, Oklahoma City, New Orleans, Cleveland, Long Beach, Albuquerque, Kansas City, Fresno, Virginia Beach, Atlanta, Sacramento, Mesa, Oakland, Tulsa, Omaha, Minneapolis, Colorado Springs, Miami, Honolulu, St Louis, Wichita, Santa Ana, Arlington, Anaheim, Pittsburgh, Cincinnati, Toledo, Tampa, Buffalo, St Paul, Aurora, Corpus Christi, Raleigh, Newark, Lexington Fayette, Anchorage, Riverside, Louisville, St Petersburg, Bakersfield, Stockton, Birmingham, Jersey City, Norfolk, Bloomington, Branson, Charleston, Columbia, Daytona Beach, Ft Lauderdale, Greenville, Irving, Jackson, Kissimmee, Louisville, Miami Beach, Myrtle Beach, Orlando, Richmond, Rochester, Salt Lake City, Savannah, Scottsdale, Springfield, Williamsburg.

Loans are subject to credit verification. Although a debt consolidation loan may lower your monthly payments, it may increase the number of monthly payments and increase the amount paid over the term of the loan.

Our lenders are committed to national education programs to help consumers make better-informed mortgage loan decisions. Among others, they have partnered with the following organizations to promote responsible lending practices and expand opportunities for customers mortgages. Leadership Conference on Civil Rights (LCCR), Association of Community Organizations for Reform Now (ACORN), Greenlining Institute, National Community Reinvestment Coalition (NCRC), National Fair Housing Alliance (NFHA), National Association of Neighborhoods (NAN), Los Angeles Center for Law and Justice and Citizens for Community Improvement (CCI ) .